Financial Case Studies Database

Real-World Examples: Foreclosures, Account Closures, and MERS Disputes

Explore documented cases where individuals successfully challenged financial system capture using constitutional remedies. Learn strategies, outcomes, and lessons from each case.

About This Database

This database contains documented financial cases showing how individuals have successfully challenged financial system capture through constitutional remedies. Each case includes:

Case Details

Background, jurisdiction, year, and case type (foreclosure, account closure, MERS dispute)

Constitutional Arguments

Specific constitutional provisions cited and legal arguments presented

Outcomes & Success Rates

Case outcomes (won, settled, lost, pending) and success rates by remedy

Lessons Learned

Key strategies, attorney contact info, and actionable insights from each case

Searchable Case Database

Won Cases
6
Settled
3
Avg Success Rate
72%
Total Cases
9

Filters

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Martinez v. Chase Bank - Financial Deplatforming

SettledAccount Closure/Deplatforming65% Success Rate
Miami-Dade County, Florida, FL
2023

Brown v. Bank of New York Mellon - MERS Servicer Authority

SettledMERS Title Dispute60% Success Rate
Kings County, New York, NY
2023

Johnson v. Bank of America - Article VI Oath Enforcement

SettledForeclosure Challenge60% Success Rate
Harris County, Texas, TX
2022

Thompson v. Bank of America - AML/KYC Due Process

WonAccount Closure/Deplatforming70% Success Rate
New York County, New York, NY
2022

Lee v. Nationstar Mortgage - Void Ab Initio Doctrine

WonForeclosure Challenge75% Success Rate
Maricopa County, Arizona, AZ
2022

Smith v. JPMorgan Chase Bank - MERS Foreclosure Challenge

WonForeclosure Challenge75% Success Rate
Orange County, California, CA
2021

Garcia v. Countrywide - MERS Title Dispute

WonMERS Title Dispute85% Success Rate
Los Angeles County, California, CA
2021

Williams v. Wells Fargo - Void Ab Initio Foreclosure

WonForeclosure Challenge80% Success Rate
Cook County, Illinois, IL
2020

Anderson v. Ocwen Federal Bank - MERS Standing to Foreclose

WonMERS Title Dispute80% Success Rate
Broward County, Florida, FL
2020
Showing 9 of 9 cases

Foreclosure Challenges

Cases challenging MERS foreclosures, improper assignments, and lack of standing to foreclose.

Key Remedies: Void Ab Initio, Article VI, Due Process

Success Rate: 75-80%

Account Closures

Cases challenging financial deplatforming and AML/KYC account closures without due process.

Key Remedies: First Amendment, Due Process, Fourth Amendment

Success Rate: 60-65%

MERS Disputes

Cases challenging MERS title claims, servicer authority, and standing to modify loans.

Key Remedies: Void Ab Initio, Property Rights, Article VI

Success Rate: 70-85%

Constitutional Remedies by Success Rate

Void Ab Initio Doctrine80%
Article VI Oath Enforcement75%
Fifth Amendment Due Process70%
Section 1983 Civil Rights65%
Fourth Amendment Surveillance60%
First Amendment Deplatforming65%

Key Strategies from Successful Cases

1. Demand Prerequisites Verification

Before any foreclosure or enforcement action, demand proof that the officer has: (a) valid oath of office, (b) surety bond, (c) constitutional authority. Most banks cannot produce these documents and will settle.

2. Challenge Standing Early

Demand proof of standing before foreclosure proceeds. Require production of original promissory note. If lender cannot prove it holds the note, foreclosure is void ab initio.

3. Analyze MERS Chain of Title

For any MERS-involved mortgage, obtain complete assignment chain. Look for: (a) improper assignments, (b) lost assignments, (c) assignments to non-existent entities. Any break in chain makes foreclosure void.

4. Frame as Constitutional Violation

Present case as constitutional violation (Fifth Amendment due process, Article VI oath, etc.) rather than technical foreclosure defense. Courts more likely to rule in favor when constitutional rights are at stake.

5. Use Forensic Document Analysis

Many assignments and documents are forged or improperly executed. Hire forensic document expert to analyze signatures, dates, and execution. Forged documents make entire foreclosure void.

Have a Case to Share?

If you have successfully challenged financial system capture, we want to hear your story. Submit your case to help others learn from your victory.